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Nidhi Company is a company registered under the Companies Act, 2013, which has a sole objective of
cultivating the habit of thrift and savings amongst its members. Nidhi companies are allowed to take
deposit from its members and lend to its members only. Therefore, the funds contributed for a Nidhi
company are only from its members (shareholders) and used only by the shareholders of the Nidhi Company.
Nidhi company is a class of NBFCs and RBI is empowered to issue directions to them in matters
relating to their deposit acceptance activities. However, in recognition of the fact that these
Nidhis deal with their shareholder-members only, RBI has exempted the notified Nidhis from the core
provisions of the RBI Act and other directions applicable to NBFCs. Therefore, Nidhi
Company is an ideal entity to take deposit from and lend to a specific group of people.
I am a student of environmental science and sustainability. I am keen on working in the sector of environmental policy and governance focusing on issues such as justice and sustainable development.
Pooja is a feminist researcher and activist, deeply invested in issues around gender, childhood, sexuality, violence, health and education.
I am well versed with the culture and languages of tribal communities of the district and also closely associated with the issues relating to their Education, Livelihood and Environment.